While spring time for most families in Winnipeg is a welcome time of year, it’s not quite as welcome a season for the parents of students starting driver’s education. Let’s admit it – while there’s a joyous feeling of finally being free from the shackles of your chauffeur hat for trips to movies or the mall, the sentiment is overridden by the cringe you get when you think of your flesh and blood taking the car out with you during training sessions. After all, this is not a professional training car, which has a set of brakes in the passenger seat – this is your car, your (other) pride and joy. Naturally, this cringe may have you wondering about your car’s coverage with your new driver at the wheel. While there is no coverage specific to a learning driver, there are changes you can make to your car insurance coverage in case an accident does occur:

• Consider lowering your deductible (the amount you have to pay in the event of an accident)
• Increase the liability on your vehicle (covers any damage to third party property, vehicles, or any personal injury)
• Add loss of use coverage, which puts funds towards replacement transportation while your current model is being repaired.

It’s also important to note that if your car has been registered as pleasure use, and your vehicle will now be used to drive to work or school, you will need to change your policy. To learn more about auto insurance coverage, feel free to contact our TEAM by clicking here.